Habitat for Humanity of Taos has built 39 homes with local families who all worked hard to become Habitat homeowners. Together, we're fighting to create a town where affordable housing is within reach, for all. If you are interested in partnering with us, please read the requirements below. Our 2026 application has closed on May 31, 2026, and the Habitat Partner Family was selected and announced on June 30, 2026. Our 2027 application cycle will be announced in early 2027 on our website, social media, posted on flyers around town and in the ReStore, along with informational sessions happening at the Kit Carson Boardroom on set weekends and the Habitat for Humanity of Taos office on set weeknights.
Habitat
Homeownership
Learn more about becoming a Partner Family
Habitat for Humanity of Taos has built 39 homes with local families who all worked hard to become Habitat homeowners. Together, we're fighting to create a town where affordable housing is within reach, for all. If you are interested in partnering with us, please read the requirements below. Our 2026 application has closed on May 31, 2026, and the Habitat Partner Family was selected and announced on June 30, 2026.
Our 2027 application cycle will be announced in early 2027 on our website, social media, posted on flyers around town and in the ReStore, along with informational sessions happening at the Kit Carson Boardroom on set weekends and the Habitat for Humanity of Taos office on set weeknights.
Home Ownership
Before reviewing the criteria for Habitat's home ownership program, please know that Habitat for Humanity of Taos is not an emergency housing agency.
Habitat for Humanity of Taos offers home ownership opportunities to families or individuals who meet requirements set in place by Habitat International.
*If you are facing an immediate housing insecurity, check out Taos NEST for emergency shelter and support services or 211 community resource specialists.
​
HFHT Basic Homeowner Criteria
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Need for adequate housing (unsafe, unhealthy, overcrowded, rent-burdened, etc.)
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Ability to pay a downpayment, and monthly mortgage.
-
Willingness to work in partnership with Habitat - (willingness to perform "sweat equity" hours, attend monthly home owner meetings, and help share your story.)
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Decent and responsible credit including:
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Bankruptcy fully discharged for one year
-
No court ordered debt
-
-
Applicants must live and work in Taos County for at least a year
-
All family members to live in the home must pass a criminal background check.
-
Income cannot exceed 60% of the median family income for Taos County as established by the Housing Urban Development
​
*Habitat follows a nondiscriminatory policy in line with the Fair Housing Act and Equal Credit Opportunity Act. Race, sex, color, national origin, religion, familial status, age, marital status, disability and income from public assistance are not a factor in choosing homeowners.
Application Process
From Orientation to Homeownership
01
Orientation
During our application cycle we host orientations at our office and around Taos. We recommend you attend an orientation to learn more about our homeownership program.
02
Preliminary Application
At orientation you will be given a preliminary application to fill out. This helps us determine if you qualify before we turn you over to the "big" application.
03
Application
This application is an opportunity to look more in depth into your current financial situatuion, as well as your financial history to determine your need, ability to pay, and credit worthiness.
04
Homebuild
If you've been approved by the Family Selection Committee based on your application, we'll begin our partnership. This means you'll work towards your sweat equity and other requirements while we build your home.
05
Mortgaging Process
While our parner families are eligible for homeownership with us based on their applications, they do not become homeowners until we've completed an offical home closing process. This is a federally regulated process that ensures that every mortgage is completed correctely and in a timely manner, but, it can be quite lengthy. Our partner families complete homeownership counseling in order to better understand this process.
Home Ownership
Before reviewing the criteria for Habitat's home ownership program, please know that Habitat for Humanity of Taos is not an emergency housing agency.
Habitat for Humanity of Taos offers home ownership opportunities to families or individuals who meet requirements set in place by Habitat International.
*If you are facing an immediate housing insecurity, check out Taos NEST for emergency shelter and support services or 211 community resource specialists.
​
HFHT Basic Homeowner Criteria
-
Need for adequate housing (unsafe, unhealthy, overcrowded, rent-burdened, etc.)
-
Ability to pay a downpayment, and monthly mortgage.
-
Willingness to work in partnership with Habitat - (willingness to perform "sweat equity" hours, attend monthly home owner meetings, and help share your story.)
-
Decent and responsible credit including:
-
Bankruptcy fully discharged for one year
-
No court ordered debt
-
-
Applicants must live and work in Taos County for at least a year
-
All family members to live in the home must pass a criminal background check.
-
Income cannot exceed 60% of the median family income for Taos County as established by the Housing Urban Development
​
*Habitat follows a nondiscriminatory policy in line with the Fair Housing Act and Equal Credit Opportunity Act. Race, sex, color, national origin, religion, familial status, age, marital status, disability and income from public assistance are not a factor in choosing homeowners.